KBANK - MASTERCARD TITANIUM CREDIT CARD

Relaxation before flying at at K Point KLUB

Wait for your flight comfortably at K Point KLUB! Just redeem 1,500 K Points!
Come and relax with your gang! No matter what airline you’re flying with, you are welcome to use K Point KLUB!

Ready to travel? Before flying, don’t forget to redeem your K Points to relax and wait for a flight at K Point KLUB, located in Suvarnabhumi Airport. You may come with one companion or your whole traveling group. If your friends don’t have enough points, you may redeem them for an e-coupon and choose “Send Gift” via K PLUS so that you and your companions can use K Point KLUB together. No matter what airline you’re flying with, you are welcome to use K Point KLUB. Enjoy amenities at K Point KLUB

• Just relax in the rest areas with free Wi-Fi, battery charging service, automated currency exchange machines, flight data and Konnect pod available.
• Enjoy a variety of premium Thai and imported beverages and snacks, and the aromatic coffee from Nespresso.
• Recharging with the interactive wall for photo shoot with virtual world-class landmarks to showcase via social media.
• K Point KLUB is open 24/7 at International Departures, 4th floor, East side near Concourse A, and West side near Concourse G.

Steps to check in K Point KLUB

• Redeem K Points for e-coupon in K+ market via K PLUS to use K Point KLUB.
• 1,500 K Points can be redeemed for one e-coupon /person.
• In cases that you have insufficient K Points but have K PLUS, you may ask your companions who has sufficient K Points to redeem them for an e-coupon and choose “Send Gift” via K+ market so that you can use K Point KLUB.
• After K Points have been redeemed, an e-coupon will be automatically sent to “My Coupons” in K+ market. Press “Redeem Coupon” to receive a QR code for entry to K Point KLUB. QR code is valid for two hours after it is redeemed.
• Scan the QR code at the entrance in order to use K Point KLUB. Get snack and/or drink from a vending machine and coffee machine. Limited to two items per person (one snack and one drink, or two snacks/two drinks)
• Up to two hours per QR code. Customers will be alerted via K PLUS around 15 minutes before the service hours end.

Conditions for use of services

• Use of services by accompanying guests
  • Two accompanying children less than 110 cm. in height are allowed access free of charge (In case of free access, no snack or drink is offered. To get snack and/or drink, K Points must be redeemed for an e-coupon in the same way as general customers.)
  • Accompanying children more than 110 cm. in height and/or the elderly, are required to redeem 1,500 K Points for an e-coupon in K+ market; one coupon for one person.
• E-coupon is valid for one year after K Point redemption.
• KBank reserves the right to change or cancel e-coupon for using K Point KLUB after K Points have been redeemed via K+ market; conditions are determined by KBank.
• For more information, please call the K-Contact Center at tel.02-8888888

Details and conditions

• This privilege is exclusively for customers spending via KBank - Mastercard Titanium Credit Card only
• Cardholders will get 1% cash back for spending at participating gas stations, supermarkets and restaurants nationwide, and 0.25% cash back for spending in other categories.
• Cash back is limited to 2,000 Baht/ card/ billing cycle. For spending in each merchandise category (including gas stations, restaurants, supermarkets and others), cash back is limited to 500 Baht/ card/ billing cycle.
• The cash back to be credited into your credit card account will be calculated per the Merchant Category Code (MCC) as specified upon collection from the Bank only, and excludes cash advance from the credit card account, utility bill payments, such as electricity (MEA/PEA), water supply (MWA) and landline telephone, as well as payments for taxes, all types of fees, unit linked insurance plans, investment unit fees from trading all types of funds, purchases from gold shops, purchases of foreign banknotes via credit card, cash advance withdrawal fees, credit card application fees, annual fees, late payment fees, card reissuance fees in case of loss, penalty and interest.
• The calculated amount of cash back credited into your credit card account can be used as a discount for your card spending as shown in the credit card statement of a given month.
• There is no minimum card spending limit to receive the cash back that will be credited into your credit card account.
• This privilege excludes card spending transactions at merchants registered in the European Economic Area (EEA): Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland (including Åland Island), France (including French Guiana, Guadeloupe, Martinique, Réunion, Saint-Barthélemy, and Mayotte). Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal (including Azorech and Madeira), Romania, Slovakia, Slovenia, Spain (including Canary Islands, Ceuta and Melilla), Sweden, the United Kingdom (including Gibraltar), Liechtenstein and Iceland (including Svalbard and Jan Mayen), and merchants registered in the People's Republic of China (excluding Special Administrative Regions, namely Hong Kong and Macau).
• From 1 October 2024 onwards, payment in Thai Baht via Mastercard Titanium Credit Card at overseas merchants and online merchants registered outside Thailand shall not receive cashback.
• This privilege cannot be used in conjunction with other privileges or transactions offered by the Bank, or transferred to another person or exchanged for cash or other rewards.
• KBank - Mastercard Titanium Credit Card is not eligible for reward points under the K Point program.
• If there is a refund or rejection of a payment on the credit card spending transaction for which the Bank has already credited the cash back into your credit card account, and the cash back has already been used as a discount, the KBank shall debit that cash back from your credit card account.
• KBank reserves the right to amend, change or cancel this privilege, whether in whole or in part, with prior notice given through various channels.
• Other terms and conditions of credit card usage are as specified by the Bank. For more information, please call tel. 02-8888888.

Details and conditions

• This privilege is exclusively for customers spending via KBank - Mastercard Titanium Credit Card only
• Cardholders will get 1% cash back for spending at participating gas stations, supermarkets and restaurants nationwide, and 0.25% cash back for spending in other categories.
• Cash back is limited to 2,000 Baht/ card/ billing cycle. For spending in each merchandise category (including gas stations, restaurants, supermarkets and others), cash back is limited to 500 Baht/ card/ billing cycle.
• The cash back to be credited into your credit card account will be calculated per the Merchant Category Code (MCC) as specified upon collection from the Bank only, and excludes cash advance from the credit card account, utility bill payments, such as electricity (MEA/PEA), water supply (MWA) and landline telephone, as well as payments for taxes, all types of fees, unit linked insurance plans, investment unit fees from trading all types of funds, purchases from gold shops, purchases of foreign banknotes via credit card, cash advance withdrawal fees, credit card application fees, annual fees, late payment fees, card reissuance fees in case of loss, penalty and interest.
• The calculated amount of cash back credited into your credit card account can be used as a discount for your card spending as shown in the credit card statement of a given month.
• There is no minimum card spending limit to receive the cash back that will be credited into your credit card account.
• This privilege excludes card spending transactions at merchants registered in the European Economic Area (EEA): Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland (including Åland Island), France (including French Guiana, Guadeloupe, Martinique, Réunion, Saint-Barthélemy, and Mayotte). Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal (including Azorech and Madeira), Romania, Slovakia, Slovenia, Spain (including Canary Islands, Ceuta and Melilla), Sweden, the United Kingdom (including Gibraltar), Liechtenstein and Iceland (including Svalbard and Jan Mayen), and merchants registered in the People's Republic of China (excluding Special Administrative Regions, namely Hong Kong and Macau).
• From 1 October 2024 onwards, payment in Thai Baht via Mastercard Titanium Credit Card at overseas merchants and online merchants registered outside Thailand shall not receive cashback.
• This privilege cannot be used in conjunction with other privileges or transactions offered by the Bank, or transferred to another person or exchanged for cash or other rewards.
• KBank - Mastercard Titanium Credit Card is not eligible for reward points under the K Point program.
• If there is a refund or rejection of a payment on the credit card spending transaction for which the Bank has already credited the cash back into your credit card account, and the cash back has already been used as a discount, the Bank shall debit that cash back from your credit card account.
• KBank reserves the right to amend, change or cancel this privilege, whether in whole or in part, with prior notice given through various channels.
• Other terms and conditions of credit card usage are as specified by the Bank. For more information, please call tel. 02-8888888.

Details and conditions

• This privilege is exclusively for KBank - Mastercard Titanium Credit Card holders with minimum spending of 1,000 Baht/ sales slip from June 16, 2023, to December 31, 2023. Cardholders can choose ‘KBank Smart PAY’ to make 0% interest for 3 months installment via K PLUS. The request for KBank Smart PAY must be made after the merchant has collected the amount from KBank per the format and method as determined by KBank and not less than 3 business days prior to the statement date.
• Transaction requesting this service must not be a spending amount on the temporary credit line. KBank reserves the right to rescind the installment payment plan if it is later found that the amount spent is in excess of the normal credit limit.
• Eligible expenditures include those made domestically and abroad. These following expenditures do not qualify for this program: Cash advance, KBank Smart CASH, KBank Smart PAY, Mutual fund payment via K-Credit Card (MCC 6211, 5968), Utility payment (MCC 4900, 9399, 4814), Tax payment (MCC 9311), Spending in foreign currencies (MCC 6012), Interest payment, Penalty and other fee payment.
• Spending amount paid for 3 months installment with 0% interest plan will not be eligible for cashback based on the Credit Card’s main benefits. In case cardholders request to make installment payments, KBank shall deem that they do not require the cashback benefit, and thus reserves the right not to credit cash back into their credit card account.
• KBank reserves the right to allow installment payment for cardholders with normal payment history during the past 6 billing cycles and who have not violated any terms or conditions of KBank.
• Approval for KBank Smart PAY is subject to conditions and criteria determined by KBank.
• If the card is cancelled, regardless of the reason, KBank reserves the right to immediately collect the entire outstanding amount, including interest and fees, in full.
• If the cardholder cancels KBank Smart PAY before payments are complete, the service cannot be reinstated for said payments, and cash back will not be received.
• If the cardholder wishes to cancel a purchase order or service, or return goods, or unused services to a merchant, the cardholder must notify KBank in order to cancel installment payments for such transactions.
• KBank reserves the right to amend, change or cancel this promotion, whether in whole or in part, without prior notice given to the cardholder.
• Other criteria and conditions for use of KBank Credit Card are as determined by KBank.
• For more information, please call the K-Contact Center at Tel. 02-8888888, 24 hours a day.