​​​​​​​​​​​​​​​​​Build trust and confidence for your business.​​​

Loan Limit

Subject to the bank’s approval.

Fee Payment Date

A bank fee will be collected on the issue date, and on the renewal of a guarantee.​

Status

• Not in NPL status

Income

• Profits in at least 2 out of the past 3 years are positive

Age of business

• Have been in business for at least 2 years

Private individuals

• Copy of the borrower's national ID card
• Copy of the house registration of the borrower and spouse
• Copy of a name-surname change certificate of the borrower or spouse (if any)
• Copy of a marriage or divorce certificate (if any)
• Copy of the personal income tax payment certificate
• A bank statement from a financial institution showing the past 6 months' history of transactions
• Photocopies of documents evidencing ownership rights to the property
• A sales-purchase contract or deposit contract (if any)

Business corporations

• A certified copy of the partnership registration (issued within the last 3 months)
• Certified copies of the company's Memorandum of Association and Articles of Association (issued within the past 3 months)
• Copy of the juristic person’s tax identification card
• Copy of the personal income tax payment certificate
• Minutes of the company board meeting agreeing on a resolution to request a loan and to open an account with the bank
• The latest financial statement submitted to the Revenue Department
• A bank statement from a financial institution showing the past 6 months' history of transactions
• Photocopies of documents evidencing ownership rights to property
• A sales-purchase contract or deposit contract (if any)