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Fixed Deposits Account

​​​​​​​​​​​​​​​​​​Savings ensured. 

Future secured.​

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Start small, at


 

 
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Short- or long-term,
on your terms.

Choose the deposit periods of
3, 6, 12, 24, and 36 months.


 
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Use as collateral,
for a loan.

Increase your financial flexibility,
for fixed deposits of 12 months or more.


 
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Open an Account

Details
  • Minimum opening balance of 1,000 Baht.
Qualifications
  • Juristic Persons
Required Document for Opening Bank Account

Company Limited/Public Company Limited

Company’s documents

  1. Certificate of Registration issued by Partnerships and Companies Registration Office with an annex detailing the purpose thereof, issued not more than three months prior to submission
  2. In case of signing with the company seal affixed
      • Establishment Registration (BorOrJor.3) or Amended Registration (BorOrJor.4) in case of amendment made to the registered company seal; or the Articles of Association for Public Company Limited; no requirement regarding the age of the document
      • The original company seal must be presented.
  3. Shareholders’ List (BorOrJor.5 for Company Limited; or BorOrJor.6 for Public Company Limited); no requirement regarding the age of the document
  4. Power of Attorney affixed with a 30-Baht stamp duty (if the person with authority to sign for payment/withdrawal is not the person with authority to sign to bind the juristic person)

Documents of persons related to the company

Copy of national ID card or passport (for foreigner) of the following persons:

  1. Directors authorized to sign to bind the company per item 3 of the Certificate
      • The person requesting an account opening is required to contact a KBank branch for identify verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
  2. The person with authority to sign for payment/withdrawal
      • The person with authority to sign for payment/withdrawal is required to contact a KBank branch for identity verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
  3. Partners holding shares of not less than 25 percent per the Shareholders’ list
  4. Managing Director or top management

Note:

  1. KBank will not request a copy of the national ID card of the persons related to the Thai juristic person if they can provide the following information on the day of deposit account opening at a KBank branch: 1) Name in Thai; 2) Name in English; 3) Date of birth; 4) National ID card number.
  2. KBank may request that customers contact the Department of Business Development to update documents or request additional supporting documents of the persons related to the juristic person, if their identification documents do not match the juristic person's documents.

Limited Partnership/Registered Ordinary Partnership

Company’s documents

  1. Certificate of Registration issued by Partnerships and Companies Registration Office with an annex detailing the purpose thereof, issued not more than three months prior to submission
  2. In case of signing with the company seal affixed
      • Partnership Registration (HorSor.2); no requirement regarding the age of the document
      • The original company seal must be presented.
  3. Power of Attorney affixed with a 30-Baht stamp duty (if the person with authority to sign for payment/withdrawal is not the person with authority to sign to bind the juristic person)

Documents of persons related to the company

Copy of national ID card or passport (for foreigner) of the following persons:

  1. Managing partners authorized to sign to bind the partnership per Certificate Item 4 or 7 (if any)
      • The person requesting an account opening is required to contact a KBank branch for identify verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
  2. The person with authority to sign for payment/withdrawal
      • The person with authority to sign for payment/withdrawal is required to contact a KBank branch for identity verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
  3. Partners holding shares of not less than 25 percent per Item 2 of the Certificate
  4. Managing Director or top management

Note:

  1. KBank will not request a copy of the national ID card of the persons related to the Thai juristic person if they can provide the following information on the day of deposit account opening at a KBank branch: 1) Name in Thai; 2) Name in English; 3) Date of birth; 4) National ID card number.
  2. KBank may request that customers contact the Department of Business Development to update documents or request additional supporting documents of the persons related to the juristic person, if their identification documents do not match the juristic person's documents.

Housing Estate/Condominium Juristic Person, Labor Union, Social Enterprise, Foundations, Associations, & Cooperatives

Company’s documents

  1. Documents showing the establishment/registration or juristic person certificate from a respective unit
  2. Documents appointing the person with authority to sign to bind the juristic person, such as chairman, the board of directors, and director
  3. Articles of Association
  4. Tax ID card of the juristic person (Tax-exempt juristic person is required to provide tax-exempt documents)
  5. Power of attorney affixed with a 30-Baht stamp duty (if the person with authority to sign for payment/withdrawal is not the person with authority to sign to bind the juristic person

Documents of persons related to the company

Copy of national ID card or passport (for foreigner) of the following persons:

  1. The person with authority to sign to bind the juristic person
      • The person requesting an account opening is required to contact a KBank branch for identify verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
  2. The person with authority to sign for payment/withdrawal
      • The person with authority to sign for payment/withdrawal is required to contact a KBank branch for identity verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
  3. Managing Director or top management

Note:

  1. KBank will not request a copy of the national ID card of persons related to the Thai juristic person if they can provide the following information on the day of deposit account opening at a KBank branch: 1) Name in Thai; 2) Name in English; 3) Date of birth; 4) National ID card number
  2. KBank may request that customers contact the bank to update the Certificate/documents showing the list of authorized persons, or request additional supporting documents of the persons related to the juristic person, if their identification documents do not match the juristic person's documents.

Juristic Person in Other Forms (School, University, Temple, Mosque and Government Agency, etc.)

Company’s documents

  1. Documents showing the establishment/registration or juristic person certificate from a respective unit
  2. Documents appointing the person with authority to sign to bind the juristic person, such as director, the board of directors, and school director and abbot
  3. Power of attorney affixed with a 30-Baht stamp duty (if the person with authority to sign for payment/withdrawal is not the person with authority to sign to bind the juristic person)

Documents of persons related to the company

Copy of national ID card or passport (for foreigner) of the following persons:

  1. The person with authority to sign to bind the juristic person
      • The person requesting an account opening is required to contact a KBank branch for identify verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
  2. The person with authority to sign for payment/withdrawal
      • The person with authority to sign for payment/withdrawal is required to contact a KBank branch for identity verification. They must present their valid national ID card or their passport with remaining validity of not less than 30 days (for foreigners).
  3. Managing Director or top management

Note:

  1. KBank will not request a copy of the national ID card of the persons related to Thai juristic person if they can provide the following information on the day of deposit account opening at a KBank branch: 1) Name in Thai; 2) Name in English; 3) Date of birth; 4) National ID card number
  2. KBank may request that customers contact the bank to update the Certificate/documents showing the list of authorized persons, or request additional supporting documents of the persons related to the juristic person, if their identification documents do not match the juristic person's documents.




 
 
 
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Frequently Asked Questions​

How is the interest calculated ​?

It is calculated from the following formula:

Earned interest = Principle x (Interest rate/100) x (Actual deposit period/365)

Is interest earned from a fixed deposit account taxed ?

Interest earned from fixed deposits will be taxed at 15%.

Can a fixed deposit passbook be updated at an automatic passbook update machine?

Customers can update transactions in their fixed deposit passbooks at automatic passbook update machines at every branch.

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Key Features​​
 
 
 



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Account Details

  • Interest will be paid at the agreed date according to the selected deposit period

 
 
 
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Open an Account​