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Special 1: 0% interest rate for the first 30 days*
Approved loan amount
(Baht)
| Normal interest rate (p.a.)
|
Special interest rate (p.a.)
| How to get the special rate
| Permanent Employee
| KBank Payroll customer
| Permanent Employee
| KBank Payroll customer
| 240,001 and up
| 20%
| 18%
| 0%
For 30 days from approval date
| 1) Apply for K-Express Cash Card
+
2) Apply for Cash Day 1 +
3) Apply for Auto Payment
| 80,001 – 240,000 Baht
| 24%
| 22%
|
80,000 or less
| 27%
| 26%
|
Special 2: 50-percent reduction in normal interest rates for the first 30 days*
Approved loan amount
(Baht)
| Normal interest rate (p.a.)
|
50-percent interest rate reduction (p.a.) for 30 days from approval date
| How to get special
interest rates
| Permanent Employee
| Permanent Employee
| 240,001 and up
| 20%
| 10%
| 1) Apply for K-Express Cash Card + 2) Apply for Cash Day 1
| 80,001 – 240,000
| 24%
| 12%
| 80,000 or less
| 27%
| 14%
|
- Loans of up to 5 times your monthly income! Max 1.5 Million Baht
- No annual fee!
- No collateral or guarantor required!
*Conditions for K-Express Cash Card Instant Loan 30 Days Interest Free Promotion
1. Eligibility: New customers who have regular income or KBank Payroll customers, who apply for K-Express Cash Card From January 1 – June 30, 2018 with application approved by July 31, 2018
2. Customers who applied for K-Express Cash Card prior to the first day of the promotion, or cancelled the service less than six months prior to the first day of the promotion, or customers under the K-Express Cash - K-Home Loan bundling program, Saving for Future Benefit, K-SME Express Cash Card, or other program offering special interest rates are ineligible for this promotion.
3. Participants eligible under items 1 and 2 are entitled to the following special offers upon loan approval.
3.1 0% interest Rate for the first 30 days is offered to customers who apply and are approved for K-Express Cash Card and Cash Day 1 with at least 50 percent of approved loan amount deposited to their KBank savings account, and who apply and are approved for Auto Payment to make payments for K-Express Cash Card or K-Express Cash for Payroll (as the case may be). Following the initial 30-day interest-free period, normal interest rates per approved loan amount shall apply.
3.2 50-percent interest discount for 30 days is offered to customers who apply and are approved for K-Express Cash Card and Cash Day 1 with at least 50 percent of approved loan amount deposited to their KBank savings account. Following the initial 30-day reduced-interest period, normal rates per approved loan amount shall apply.
4. KBank reserves the right to cancel the special offers listed under item 3 without prior notice if customer defaults on a loan payment or makes a payment of less than the minimum amount due noted in the statement. In such cases, KBank will assess normal interest per the approved loan amount.
5. Those who do not meet the criteria in item 1 are ineligible for this program and shall be subject to normal interest rates per approved loan amount.
6. Other conditions per KBank regulations apply.
7. KBank reserves the right to alter promotion offers, details, and terms and conditions without prior notice. Loan approval and other considerations are subject to established KBank criteria. In case of dispute, KBank decisions are final.
8. To learn more, please contact any KBank branch, or call 02-8888888 press 04.
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